Mortgage Counseling

If you are experiencing difficulty making your mortgage payment and would like some assistance in working with your lender or other possible options please contact us by e-mail at

CHAC weather closings

We are currently not closed for the weather- For information please leave a phone message or send an e-mail For new loan applications or processing e-mail For questions about an account or to request a payoff statement e-mail servicing For Housing Counseling or Homebuyer Education Class information e-mail Phone 303-572-9445 Fax 303-573-9214 e-mail

Free Site Based Class now offered again

SITE BASED CLASS at CHAC 670 Santa Fe Drive, Denver CO . . . . . . . . . . . CHAC will now offer a free site based class . . . . December 16th (Thursday) from 4:30 to 9:30. You can register for the class under the Education and Counseling dropdown tab.

Income Limits 2021

NEW - 2021 income limits

CHAC Holiday Closures

CHAC will be closed for Thanksgiving on Thursday and Friday the 25th and 26th of November and for the Christmas Holiday on Dec 24th and Dec 31st.


Education and Counseling

Home Buyer Education

CHAC provides education and counseling for clients looking to buy, as well as those experiencing problems with their mortgage or thinking about a refinance, home equity loan or other housing issues.

CHAC Home Buyer Education

Financial Assistance

Down Payment Assistance

CHAC provides low interest, flexible loans to low and moderate (80% AMI) income first time home buyers for down payment and closing cost
assistance throughout Colorado.

Learn More About Financial Assistance

Customer Service

CHAC Customer Service

Since 1982 it has been our goal to provide timely and respectful service to all our customers: First time home buyers, borrowers, lenders and realtors, funders, public officials, and partners.

CHAC Customer Service