Mortgage Counseling

If you are experiencing difficulty making your mortgage payment and would like some assistance in working with your lender or other possible options please contact us by e-mail at or

CHAC weather closings

CHAC's staff is working remotely. For information please leave a phone message or send an e-mail For new loan applications or processing e-mail For questions about an account or to request a payoff statement e-mail servicing For Housing Counselilng or Homebuyer Education Class information e-mail Phone 303-572-9445 Fax 303-573-9214 e-mail


Given the concerns about the Coronavirus and groups of people, CHAC has canceled all site based Home Buyer Education classes until further notice. We will re-open the registration and offer free onsite classes again as soon as it is feasible. __________You can still register for an On-Line option: E-HOME or FRAMEWORK. CHFA will provide a wavier for the fee for registration for the E_HOME option. The Framework class is no longer an acceptable option for a CHFA first mortgage but is acceptable by CHAC for our downpayment assistance program.__________ For more details and to access registration on this website go to Education and Counseling then Homebuyer Education for information or Phone Registration to register for the final phone session once you have completed the online class.

Income Limits 2021

NEW - 2021 income limits

CHAC Holiday Closures

CHAC will be closed for Memorial Day on May 31st 2021


Education and Counseling

Home Buyer Education

CHAC provides education and counseling for clients looking to buy, as well as those experiencing problems with their mortgage or thinking about a refinance, home equity loan or other housing issues.

CHAC Home Buyer Education

Financial Assistance

Down Payment Assistance

CHAC provides low interest, flexible loans to low and moderate (80% AMI) income first time home buyers for down payment and closing cost
assistance throughout Colorado.

Learn More About Financial Assistance

Customer Service

CHAC Customer Service

Since 1982 it has been our goal to provide timely and respectful service to all our customers: First time home buyers, borrowers, lenders and realtors, funders, public officials, and partners.

CHAC Customer Service